Rules and regulations
These apply to every member of every group. By applying, you agree to all of them. There are no exceptions and no side arrangements.
You must be 18 years or older.
Strictly enforced
You must have a steady source of income.
The registration fee is not refunded once paid.
Strictly enforced
Contributions must be paid before 6:00 PM every day.
Strictly enforced
Late payments are flagged automatically and carry a penalty.
Strictly enforced
Defaulting forfeits your slot. No consideration is given.
Strictly enforced
The system assigns your slot when the group fills.
You must complete the full cycle. Do not join otherwise.
Strictly enforced
A valid Ghana Card is required for verification.
Your registration fee is added to your cashout on your day.
Before you apply
A susu only works because every member pays every day. If you miss payments, someone else's collection date is at risk — not just yours. That is why defaulting forfeits your slot and the registration fee is not returned. If you are not certain you can pay every day for the full cycle, please do not apply.